diff --git a/builtin/apply.c b/builtin/apply.c
index 23c18c573b9..f051e66dcc5 100644
--- a/builtin/apply.c
+++ b/builtin/apply.c
@@ -2645,6 +2645,12 @@ static int apply_binary_fragment(struct image *img, struct patch *patch)
 	unsigned long len;
 	void *dst;
 
+	if (!fragment)
+		return error("missing binary patch data for '%s'",
+			     patch->new_name ?
+			     patch->new_name :
+			     patch->old_name);
+
 	/* Binary patch is irreversible without the optional second hunk */
 	if (apply_in_reverse) {
 		if (!fragment->next)
diff --git a/t/t4103-apply-binary.sh b/t/t4103-apply-binary.sh
index 9692f16f358..08ad6d8b9e6 100755
--- a/t/t4103-apply-binary.sh
+++ b/t/t4103-apply-binary.sh
@@ -37,7 +37,16 @@ test_expect_success 'setup' "
 	git diff-tree -p -C master binary >C.diff &&
 
 	git diff-tree -p --binary master binary >BF.diff &&
-	git diff-tree -p --binary -C master binary >CF.diff
+	git diff-tree -p --binary -C master binary >CF.diff &&
+
+	git diff-tree -p --full-index master binary >B-index.diff &&
+	git diff-tree -p -C --full-index master binary >C-index.diff &&
+
+	git init other-repo &&
+	(cd other-repo &&
+	 git fetch .. master &&
+	 git reset --hard FETCH_HEAD
+	)
 "
 
 test_expect_success 'stat binary diff -- should not fail.' \
@@ -100,6 +109,22 @@ test_expect_success 'apply binary diff (copy) -- should fail.' \
 	'do_reset &&
 	 test_must_fail git apply --index C.diff'
 
+test_expect_success 'apply binary diff with full-index' '
+	do_reset &&
+	git apply B-index.diff
+'
+
+test_expect_success 'apply binary diff with full-index (copy)' '
+	do_reset &&
+	git apply C-index.diff
+'
+
+test_expect_success 'apply full-index binary diff in new repo' '
+	(cd other-repo &&
+	 do_reset &&
+	 test_must_fail git apply ../B-index.diff)
+'
+
 test_expect_success 'apply binary diff without replacement.' \
 	'do_reset &&
 	 git apply BF.diff'